If a person with disability in Haryana who farms wants money for a tractor, a pump-set, horticulture or sericulture, there is a special loan scheme for them — “Agricultural Activities for Persons with Disabilities” (AAPD). Under this scheme a loan of up to Rs 10 lakh is available, at interest of only 5% to 7% per year — this loan belongs to the central National Divyangjan Finance and Development Corporation (NDFDC), and in Haryana it is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (HBCKN). Note — this is not a grant or a pension, it is a loan — the money has to be repaid; but the interest is far lower than a normal bank loan and years are given to repay it.
The biggest confusion is mistaking this loan for the Divyang Pension (Rs 3,200 a month) or the assistance for non-school-going disabled children (Rs 2,600 a month, guide 7814). Those two are grants — the money is not repaid — while this scheme is a loan. A second confusion is mixing it up with the Backward Classes Term Loan (guide 7759, up to Rs 25 lakh, 7–8% interest); that is an NBCFDC loan only for Backward Classes, while this loan can go to a person with disability of any community — the only condition is 40% or more disability. And a third confusion is mixing it with the Kisan Credit Card (KCC) crop loan; KCC is for all farmers, this loan is only for farmers with disability, and its amount and interest are different.
Scheme at a glance
| Point | Details |
|---|---|
| Scheme name | Agricultural Activities for Persons with Disabilities (AAPD); myScheme Haryana list serial 23 (pages 1–5); myScheme slug aapd |
| Whose scheme | Central Government’s NDFDC (formerly NHFDC) — implemented in Haryana by HBCKN; nodal department — Welfare of Scheduled Castes & Backward Classes Department |
| Benefit | Loan up to Rs 10 lakh — for agricultural production, irrigation, horticulture, sericulture, agricultural machinery and marketing of agricultural products |
| Interest | Simple interest 5%–7% per year (as per amount); rebate for women and for timely repayment — see below |
| Who gets it | Permanent resident of Haryana; 40% or more disability; age above 18 years (above 14 years for mental retardation) |
| Income condition | No income limit is written in myScheme; the old NHFDC form had rural Rs 50,000/year and urban Rs 1,00,000/year limits — whether they still apply is not verified (see below) |
| Repayment | Up to 10 years in total as per current NDFDC guidelines; older documents say 7 years — conflict noted below; agricultural loans are repaid in yearly instalments |
| How to apply | Online — Antyodaya SARAL portal (service serial 133); on paper at HBCKN district office / headquarters too |
| Last date | No annual last date — apply all year round; RTS timeline and fee not verified (see below) |
| Fee | No fee verified for this service; NDFDC guidelines cap the printed application form price at Rs 10 |
How much loan? — full interest rate list
As per NDFDC’s current “Guidelines for Credit Based Funding” (read on 19 April 2026), the loan carries simple interest — the bigger the amount, the higher the interest. This scheme’s maximum is Rs 10 lakh, so only the first three slabs apply to it:
| Loan amount | Interest (per year, simple) | Note |
|---|---|---|
| Up to Rs 50,000 | 5% | Lowest interest — for small works |
| Above Rs 50,000 and up to Rs 5 lakh | 6% | Most agricultural loans will fall in this slab |
| Above Rs 5 lakh and up to Rs 15 lakh | 7% | A loan up to Rs 10 lakh falls in this slab — this scheme’s maximum |
| Above Rs 15 lakh and up to Rs 30 lakh | 8% | NDFDC’s general limit — does not apply to this scheme (maximum Rs 10 lakh) |
| Above Rs 30 lakh and up to Rs 50 lakh | 9% | NDFDC’s general limit — does not apply to this scheme |
| Rebate for women | 1% rebate | Current guidelines: 1% rebate for women with disabilities / persons with disabilities other than OH on self-employment loans up to Rs 50,000 |
| Rebate for timely repayment | 1% | Told in the Lok Sabha in December 2024 — 1% rebate since October 2023 for those who repay on time without default; older (2021) documents say 2% (women) + 0.5% (timely) — conflict noted below |
| Example — Rs 10 lakh, 7%, 10 years | Total interest Rs 7,00,000; total repayment Rs 17,00,000; yearly instalment Rs 1,70,000 | Simple-interest calculation — illustration only; the real instalment will be fixed by the Nigam |
Understand one thing clearly — the interest is simple, not compound — meaning interest is charged only on the principal, not on interest. Take a loan of Rs 5 lakh at 6% for 7 years: total interest will be Rs 2,10,000 (5,00,000 × 6% × 7) and total repayment Rs 7,10,000 — a yearly instalment of about Rs 1,01,429. And a loan of Rs 2 lakh at 6% for 5 years: total interest Rs 60,000 and total repayment Rs 2,60,000 — a yearly instalment of Rs 52,000. These calculations are illustrations only — the real instalment, moratorium period and repayment schedule will be fixed by the Nigam (HBCKN) after looking at your project and repayment capacity. The older (2021) NHFDC documents carry the same slabs — 5%, 6%, 7%, 8% — so there is no conflict between sources on interest rates; the conflict is only on the rebate and the repayment period, which is written in the “conflicts” part below.
What can the loan be used for?
As per myScheme the loan is only for agriculture-related work — work outside the list below (like a shop, a small industry or a vehicle) will not get this loan; NDFDC has other schemes for those:
| Work | Examples |
|---|---|
| Agricultural production | Crop farming — seed, fertiliser, pesticide and cultivation cost |
| Irrigation | Pump-set, pipeline, drip irrigation and irrigation arrangements |
| Horticulture | Fruit-vegetable orchards, nursery and horticulture work |
| Sericulture | Rearing silkworms and mulberry cultivation |
| Agricultural machinery and equipment | Buying a tractor, cultivator, thresher, sprayer and farming tools |
| Agricultural services | Hiring out machinery / services to other farmers (custom hiring) |
| Marketing of agricultural products | Taking your produce to the mandi, storage and selling work |
Biggest confusion — this loan vs other schemes
There are many schemes for persons with disabilities and their conditions differ — the most common confusion is which scheme is a loan and which is a grant. The table below makes the difference clear:
| Scheme | For whom | Amount / interest | Special condition |
|---|---|---|---|
| This scheme — agricultural activities loan (NDFDC/HBCKN) | Person with 40%+ disability, for farming | Up to Rs 10 lakh; 5–7% interest | It is a loan — it must be repaid; agricultural background needed |
| Backward Classes Term Loan — NBCFDC (guide 7759) | Backward Classes, any income work | Up to Rs 25 lakh; 7–8% interest | Only for BC category; income up to Rs 5 lakh; run by HBCKN too |
| NSKFDC Education Loan (guide 7767) | Safai Karamchari families, for education | Rs 10 lakh (India) / Rs 20 lakh (abroad); 6–7% interest | Only for education; given by HSFDC |
| Divyang Pension (guide haryana-divyang-pension-3200) | Person with disability above 18 years | Rs 3,200 a month (from 01.11.2025) | It is a grant — not to be repaid; 60%+ disability (as per district pages) |
| Non-school-going disabled children assistance (guide 7814) | Children 0–18 years who cannot go to school | Rs 2,600 a month per child | It is a grant; a children’s scheme — not a loan |
| Divyangjan Swavalamban Yojana (small business) | Person with 40%+ disability, shop/service work | Up to Rs 3 lakh (trading) / Rs 5 lakh (service) | Another NDFDC scheme — for shop/service; not for farming |
| Kisan Credit Card (KCC) crop loan | All farmers | Up to Rs 3 lakh; 7% (4% if repaid on time) | Only for crops, a one-year loan; nothing to do with disability |
| Disabled children of construction workers (BOCW) | Disabled child of a registered construction worker | Rs 2,000 a month | It is a grant; 50%+ disability; worker’s 1-year registration |
Who is eligible?
Every condition below must be met — these conditions are from myScheme’s detail (slug aapd) and NDFDC’s current guidelines; where information is not verified, the guide says so clearly.
| Condition | Details |
|---|---|
| Indian citizen | The applicant must be a citizen of India |
| Permanent resident of Haryana | Permanent resident (domicile) of Haryana — the project must also be in Haryana |
| Disability 40% or more | Certificate from a Central/State Government medical board — below 40% disability this loan is not given; disability as defined in the PwD Act 2016 |
| Age above 18 years | Age above 18 years at the time of application; for persons with mental retardation the age is relaxed — above 14 years |
| Agricultural background | The applicant should be from an agricultural background and the project should be in an agricultural area — this condition is in NHFDC’s old application form; myScheme does not mention it — confirm with HBCKN |
| Education / experience | Relevant educational, technical qualification or experience related to the project — as per the old form |
| No large outstanding debt | No large outstanding debt from any other organisation; should not be a financial defaulter — as per the old form |
| No loan from another government agency for the same work | No loan taken from any other government agency for the same project — an affidavit has to be given |
| Income condition | No income limit is written in myScheme; the old form had rural Rs 50,000/year and urban Rs 1,00,000/year limits — whether they apply today is not verified (see the next section) |
Who is not eligible?
This loan will not be given in any of the situations below — check yourself against this list before applying.
- Disability below 40% — at 39% or less disability, no NDFDC loan is given; the Divyang Pension (60%+) and Divyang Scholarship (40%+) have different conditions, do not mix them with this loan.
- Age below 18 years — only mental retardation gets the 14-year relaxation; for everyone else 18 years of age is necessary.
- Not a permanent resident of Haryana — a resident of another state should take the loan from that state’s channelising agency; Haryana’s HBCKN gives loans only to Haryana residents.
- Work outside agriculture — a shop, small industry, vehicle or education will not get this loan; NDFDC has other schemes for those (see the table above).
- Already took a government loan for the same work — if a loan has already been taken from another government agency for the same project, the application will be rejected; writing a false affidavit can also lead to recovery.
- Large outstanding debt or default — a large outstanding debt with any bank/institution, or a default on an earlier loan, will block a new loan.
The income condition — the biggest question
The most confusing question about this scheme is the income limit — and no single source gives a straight answer. No income limit is written in myScheme’s detail for this scheme — neither rural nor urban. NDFDC’s current guidelines say in their objectives that loans will be given “subject to such income and/or economic criteria as may be prescribed by the Government from time to time” — but the eligibility part of the guidelines (para 4.1) lists only three conditions: Indian citizen, 40%+ disability, age above 18 years — no income figure is written there. On the other hand, NHFDC’s old common application form clearly says: “Unemployed disabled persons whose family income is below Rs 50,000/- p.a. for rural areas and Rs 1,00,000/- p.a. for urban areas” — that form is old (it writes the agricultural loan limit as Rs 5 lakh, while today it is Rs 10 lakh), so whether that limit still applies or has changed is not verified. Therefore, before applying, ask HBCKN in writing whether any income limit applies today — and if it does, how much it is. It is safest to attach an income declaration / income certificate with the application, whether or not a limit applies.
Documents required
The list below is made from NHFDC’s common application form checklist — myScheme does not give any document list for this scheme, so if even one paper is missing the case will get stuck; confirm the exact list with HBCKN’s district office before applying.
| No. | Document | Note |
|---|---|---|
| 1 | Disability certificate (40% or more) | From a Central/State Government medical board — this is the most important paper; also keep the UDID card with you (UDID is mandatory for loans of Rs 15 lakh and above — this scheme’s maximum is Rs 10 lakh, so UDID is not compulsory for it) |
| 2 | Age proof | Birth certificate / panchayat or municipal certificate / school certificate / Class 10 certificate |
| 3 | Haryana residence proof | Domicile certificate / ration card / voter card / Family ID (PPP) |
| 4 | Income declaration / income certificate | An income declaration has to be given in the form itself; also keep an income certificate — whether a limit applies or not, confirm with HBCKN (see above) |
| 5 | Education/technical qualification and project details | Project name, location, cost, means of finance, monthly income-expenditure, marketing arrangement, repayment schedule and implementation time — all have to be filled in the form |
| 6 | Photos, affidavit, caste certificate and clearances | One passport-size photo + one full-size photo; affidavit (no other government loan for the same work); caste certificate SC/ST/OBC (self-certification is also accepted — current guidelines); permissions like the pollution control board’s clearance if needed |
Two more things to know — Aadhaar card and bank passbook are usually asked for in SARAL applications (in applications linked to the Family ID), so keep them with you too, although myScheme does not separately mention them for this scheme. And the application form has to be submitted in two copies (as per the old form) — one copy stays with the Nigam, the other with you.
How to apply?
This loan is applied for online — through the Antyodaya SARAL portal, and on paper at HBCKN’s office too. Follow the steps below as per myScheme and the SARAL service list — both routes are given below.
| Step | What to do |
|---|---|
| 1 | Check eligibility — be a permanent resident of Haryana, have 40% or more disability, be above 18 years of age (above 14 years for mental retardation), and be from an agricultural background |
| 2 | Prepare documents and the project — disability certificate, age and residence proof, income declaration, proof of education/experience, project cost and repayment schedule (see the list above) |
| 3 | Register on SARAL — register as a “New User” on saralharyana.gov.in; verify with mobile and email OTP and log in |
| 4 | Find the service — after login go to “Apply for Services” → “View all Available Services”; search for the service by name: “Application for Agricultural Activities for Persons with Disabilities” (SARAL service list serial 133; department — Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam) |
| 5 | Fill and submit the form — fill in all the required details, upload the documents, preview the form and submit; paper route — take the form from HBCKN’s district office or headquarters, fill it in two copies, attach the documents and submit; check status on the SARAL status portal with the reference ID, or by SMS — send “SARAL<Application ID>” from your registered mobile to 7738299899 |
Note — SARAL service serial 133 is taken from the December 2018 service list; the serial number may have changed on the portal, so search for the service by name and confirm it yourself on the portal. The SARAL portal did not open from here, so the steps above are taken from myScheme and the SARAL service list — check the service name and form yourself on the portal. If you face any difficulty in the online application, go to HBCKN’s district office or headquarters (SCO 813-14, Sector 22-A, Chandigarh) and take help.
Fee, timeline and status check
- Fee: No fee for this SARAL service was found in any official source — no fee has been invented. NDFDC’s guidelines only say that a printed application form can be given for a maximum of Rs 10. If you apply through a CSC, a CSC service fee may apply — ask HBCKN/CSC for the amount.
- Timeline: There is no annual last date — you can apply all year round; no RTS timeline for this service was found in any source — no number of days has been written.
- Status check: On the SARAL status portal (status.saralharyana.nic.in), enter the department name, scheme name and application reference ID; by SMS — send “SARAL<Application ID>” from your registered mobile to 7738299899; you can also ask at the HBCKN office.
- Who will sanction it: As per the older (2021) NHFDC documents, loans up to Rs 5 lakh are sanctioned by the State Channelising Agency (HBCKN) and loans above Rs 5 lakh are sanctioned by NDFDC itself — meaning a Rs 10 lakh loan will come with NDFDC’s sanction; the current guidelines delegate sanctioning power to the implementing agencies — confirm today’s arrangement with HBCKN.
- Disposal time: How many days loan sanction takes is not written in any official source — no number of days has been written.
How will the loan come? — sanction, instalments and repayment
After sanction, the loan money goes straight into your work — the route is like this:
- Share of project cost — as per current NDFDC guidelines, for a project up to Rs 50,000 NDFDC gives 100%; Rs 50,000–Rs 1 lakh — NDFDC 95% + Nigam 5%; Rs 1–Rs 5 lakh — NDFDC 90% + Nigam 5% + your contribution 5%; above Rs 5 lakh (like Rs 10 lakh) — NDFDC 85% + Nigam 5% + your contribution 10% — meaning for a Rs 10 lakh project, Rs 1 lakh will come from your own pocket.
- Moratorium (grace period) — a 3-month grace period is given in repayment of principal; the implementing agency can extend it up to 1 year (informing NDFDC with reasons).
- Repayment — yearly instalments — agricultural loans are repaid in yearly instalments (clearly written in the old form); there is a conflict on the total period — older documents say a maximum of 7 years (including moratorium), current guidelines say up to 10 years in total — confirm today’s period with HBCKN.
- No charge for early repayment — after repayment starts, you can repay the whole loan any time, with no prepayment charge.
- Interest waived on death of beneficiary — as per current guidelines (para 9), if the beneficiary dies during the loan tenure, the interest is waived from the date of death (subject to conditions and documents).
- What happens on delay — NDFDC’s guidelines write 3% extra interest over the normal rate (liquidated damages) on the implementing agencies’ delayed payments; the penalty at the borrower’s level will be fixed by the Nigam’s own policy — ask HBCKN for the amount, no rate has been invented.
Scale of the scheme — how many people in Haryana got it?
No Haryana-level figure for this scheme alone (only agricultural loans) was found in any official source — so no figure has been invented in this guide. The firm figure that was found is for all NDFDC loan schemes: in reply to Lok Sabha Starred Question 311 (17 December 2024), the Government said that in the five years from 2019-20 to 2023-24, NDFDC gave concessional loans to 88,133 persons with disabilities across the country — of whom 4,457 were from Haryana. That count is for all NDFDC schemes (self-employment, agriculture, education, small business, vehicle and others) — so do not take it as the scale of this scheme. HBCKN is the State Channelising Agency for NDFDC as well as for NBCFDC and NMDFC — a 1998 news report said the Nigam had set a target of giving Rs 2 crore in loans to 400 persons with disabilities that year; year-wise recent figures were not found.
Frequently asked questions (FAQ)
1. How much loan will I get under this scheme?
A loan of up to Rs 10 lakh — for agricultural production, irrigation, horticulture, sericulture, buying agricultural machinery/equipment, giving agricultural services and marketing agricultural products. Older NHFDC documents wrote the agricultural loan limit as Rs 5 lakh — today’s limit is Rs 10 lakh (myScheme and the 2021 NHFDC documents, both).
2. What is the interest rate — 5%, 6% or 7%?
As per the amount: up to Rs 50,000 — 5%; Rs 50,000 to Rs 5 lakh — 6%; Rs 5 lakh to Rs 15 lakh — 7%. This is simple interest, not compound. A loan of up to Rs 10 lakh under this scheme will come at 7%. A 1% rebate for women (on loans up to Rs 50,000) and a 1% rebate for timely repayment are separate — but sources conflict on the rebate amount, see the “conflicts” part below.
3. How much time will I get to repay — 7 years or 10 years?
Both figures are written in different sources — this is the biggest conflict in this guide. The older (2021) NHFDC documents and the application form say “all loans must be repaid within 7 years (including moratorium)”; NDFDC’s current guidelines (para 4.3) say “up to 10 years in total”. Agricultural loan instalments are yearly — that is the same in both. Ask HBCKN in writing for today’s period before applying.
4. Is there any income limit?
No income limit is written in myScheme. NDFDC’s current guidelines also carry no income figure in their eligibility part. But NHFDC’s old application form writes rural Rs 50,000/year and urban Rs 1,00,000/year limits — that form is old and whether the limit still applies is not verified. Ask HBCKN in writing; keeping an income declaration with you is safest.
5. What is the age relaxation for persons with mental retardation?
14 years. The general rule is above 18 years, but for persons with mental retardation the age condition is relaxed to above 14 years — this is written in myScheme and in the NDFDC guidelines, both.
6. Who will sanction a loan above Rs 5 lakh?
As per the older (2021) documents, loans up to Rs 5 lakh are sanctioned by HBCKN (the State Channelising Agency) and loans above Rs 5 lakh are sanctioned by NDFDC itself. Meaning a Rs 10 lakh loan will come with NDFDC’s sanction — but the current guidelines delegate sanctioning power to the implementing agencies, so confirm today’s arrangement with HBCKN.
7. Where to apply — on SARAL or at the Nigam office?
Both routes exist. Online on the Antyodaya SARAL portal, as per myScheme — register, log in, go to “Apply for Services”, search for the service (“Application for Agricultural Activities for Persons with Disabilities”, SARAL service list serial 133), fill the form and submit. On paper — take the form from HBCKN’s district office or headquarters (SCO 813-14, Sector 22-A, Chandigarh), fill it in two copies, attach the documents and submit.
8. How much money will I have to put in from my own pocket?
As per the project amount: up to Rs 50,000 — nothing (NDFDC 100%); Rs 50,000–Rs 1 lakh — nothing (NDFDC 95% + Nigam 5%); Rs 1–Rs 5 lakh — 5%; above Rs 5 lakh — 10% (NDFDC 85% + Nigam 5% + your 10%). Meaning for a Rs 10 lakh project, Rs 1 lakh will come from your pocket. This is from current NDFDC guidelines (para 4.8).
9. Is this loan ever waived?
No — this loan is not waived. It has to be repaid with interest. There is only one relief — as per current guidelines, if the beneficiary dies during the loan tenure, the interest is waived from the date of death (subject to conditions and documents). There is also a 1% interest rebate for timely repayment (December 2024, Lok Sabha reply).
10. Can I take this loan along with Divyang Pension or other assistance?
Yes — pension and loan are different things. Divyang Pension (Rs 3,200 a month) is a grant and the loan is a separate facility; getting a pension does not end loan eligibility — but if a loan has already been taken from another government agency for the same project, this loan will not be given, and a large outstanding debt or default will also block it.
Official links and contacts
The links below are to official sources. nhfdc.nic.in, haryanascbc.gov.in, hbckn.org.in and saralharyana.gov.in did not open from here — so their links are given for information, with no claim that they are “down”.
- myScheme — scheme detail: myscheme.gov.in/schemes/aapd — “Agricultural Activities for Persons with Disabilities” (slug aapd, short title AAPD); loan amount, eligibility and the SARAL process are taken from there
- NDFDC — current credit guidelines (PDF): Guidelines for Credit Based Funding — NDFDC — interest rates, repayment (10 years), project cost share, moratorium and interest waiver on death are taken from there
- NDFDC — official website: ndfdc.nic.in — National Divyangjan Finance and Development Corporation (formerly NHFDC)
- NHFDC — old common application form (PDF): Common Application Form — NHFDC — document list, income limit (Rs 50,000 rural / Rs 1,00,000 urban), 7-year repayment and agricultural background condition are taken from there
- Antyodaya SARAL portal: saralharyana.gov.in — online application (service serial 133); SARAL helpline 0172-3968400; email [email protected]
- HBCKN — Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam: SCO 813-14, Sector 22-A, Chandigarh – 160022; phone 0172-2701722, 2701074; email [email protected]
- Welfare of Scheduled Castes & Backward Classes Department, Haryana: Bays 53-54, Kalyan Bhawan, Sector-2, Panchkula – 134109; phone 0172-2564006, 0172-2567009; email [email protected]
- NDFDC — contacts: Corporate office, Unit 11-12, DLF Prime Tower, Okhla Phase-I, New Delhi – 110020; phone (011) 45803730; email [email protected] — old registered office: Red Cross Bhawan, Sector-12, Faridabad – 121007; phone (0129) 2287512 / 2287513 / 2226910
- Related guides — Backward Classes Term Loan Rs 25 lakh: Backward Classes Term Loan | NSKFDC Education Loan: NSKFDC Education Loan | Non-School-Going Disabled Children Assistance Rs 2,600: Non-School-Going Disabled Children Assistance | Divyang Pension Rs 3,200: Divyang Pension | Haryana Widow Pension Rs 3,200: Widow Pension | Rare Diseases Assistance Rs 3,200: Rare Diseases Assistance | School Uniform Assistance — HLWB: School Uniform Assistance | Mukhyamantri Vivah Shagun: Vivah Shagun | DAYALU: DAYALU
Disclaimer
This guide is prepared from official sources available on 9 November 2026 — the myScheme Haryana list (serial 23, pages 1–5) and myScheme detail (slug aapd, short title AAPD; read through the myScheme API), NDFDC’s current “Guidelines for Credit Based Funding” (ndfdc.nic.in, read on 19 April 2026), NHFDC’s old common application form (document list, income limit, 7-year repayment), NHFDC’s 2021 loan conditions (Amrit Foundation PDF — interest slabs and 7-year repayment), the SARAL service list (December 2018 — service serial 133), Lok Sabha Starred Question 311 (17 December 2024 — 4,457 Haryana beneficiaries across all NDFDC schemes) and the Haryana Finance Department’s Nigam profile (2019-20 and 2020-21 — HBCKN contact). Most important: old and new sources conflict in several places in this guide — repayment period (7 years vs 10 years), interest rebate (2% + 0.5% vs 1%), income limit (the old form’s Rs 50,000 / Rs 1,00,000 vs no limit in myScheme) and loan limit (old Rs 5 lakh vs today’s Rs 10 lakh) — confirm today’s correct conditions with HBCKN in writing; this is a loan, not a grant — the money has to be repaid with interest. The loan amount, interest, eligibility and process can change — take the latest information in writing from HBCKN’s district office before applying. Where sources differ or information is not verified (especially the repayment period, interest rebate, income limit, fee, RTS timeline and the Haryana agriculture-loan-wise figure), the guide says so clearly. Viksit Haryana is not an official portal of any government department.
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