The PM Surya Ghar Muft Bijli Yojana is the Central Government’s rooftop solar scheme, run by the Ministry of New and Renewable Energy (MNRE). It was launched by Prime Minister Narendra Modi on 13 February 2024, and the Union Cabinet approved it on 29 February 2024 with a total outlay of ₹75,021 crore. The target is to install rooftop solar in one crore households by FY 2026-27, so that each household gets up to 300 units of free electricity every month.
How much subsidy is given
Central Financial Assistance (CFA) is paid as per the capacity of the system. A 1 kW system gets ₹30,000, a 2 kW system gets ₹60,000, and a 3 kW or larger system gets ₹78,000 — the subsidy stays capped at ₹78,000 above 3 kW. The subsidy comes directly into the beneficiary’s bank account through DBT. A 3 kW system generates more than 300 units a month on average, so the electricity bill can fall to almost zero. Group Housing Societies or RWAs get assistance of ₹18,000 per kW for common facilities.
Who can apply
Any residential household in India can take the benefit, provided it has a grid-connected electricity connection from the local distribution company (DISCOM) and roof space to install solar panels. The household must have its own electricity connection and bank account, because the subsidy is paid into that account. The application is fully online — no agent or middleman is needed.
How to apply
Apply on the pmsuryaghar.gov.in portal. First register by choosing the state and DISCOM and entering the electricity consumer number and mobile number. After the DISCOM gives feasibility approval, get the solar system installed through a registered vendor. The DISCOM then installs the net meter and inspects the system — after that, submit the bank details on the portal to claim the subsidy. The subsidy is credited directly to the account. Collateral-free low-interest loans at around 7 per cent are also available for systems up to 3 kW.
How the electricity bill is saved
Solar panels generate electricity during the day — the power used at home is saved, and surplus power can be sold to the DISCOM for extra income. The net meter keeps count of how much power was drawn from the grid and how much was supplied to it. The Government estimates the scheme will add 30 GW of solar capacity and create around 17 lakh direct jobs. By May 2026, over 33 lakh rooftop systems had already been installed under the scheme.
Frequently Asked Questions
Q1: What is the maximum subsidy under PM Surya Ghar?
A: ₹78,000 for a 3 kW or larger system — ₹30,000 for 1 kW and ₹60,000 for 2 kW.
Q2: How do I get 300 units of free electricity?
A: A 3 kW solar system generates more than 300 units a month on average, which can bring the bill down to almost zero.
Q3: Where do I apply?
A: Only on the pmsuryaghar.gov.in portal — the application is fully online.
Q4: Is a loan available for installing solar?
A: Yes, collateral-free loans at around 7 per cent are available for systems up to 3 kW.
Useful links
- PM Surya Ghar official portal: https://pmsuryaghar.gov.in/
- PM Surya Ghar Muft Bijli Yojana on MyScheme: https://www.myscheme.gov.in/schemes/pmsgmb
- Next Action: see all 726 Central Government schemes — /english/kendra-sarkar-ki-yojnayen-2/
Leave a Reply