Thumbnail: Viksit Haryana | PM RAHAT Yojana, free treatment up to Rs 1.5 lakh for road accident victims
A road accident victim in Haryana can get free treatment worth up to Rs 1.5 lakh — without paying a single rupee at the hospital. The benefit comes under the central government’s PM RAHAT scheme (Prime Minister – Road Accident Victims’ Hospitalisation and Assured Treatment), under which 1,228 hospitals in the state are empanelled.
The best part is that there is no form to fill and no money to deposit first. The golden hour — the first hour after an accident — matters most for saving a life, and this is exactly when the scheme works. In Haryana, 4,179 accident victims received free treatment under the scheme in 2025.
Quick Summary
| Detail | Information |
|---|---|
| Benefit | Cashless treatment up to Rs 1.5 lakh per road accident victim, for a maximum of 7 days from the date of the accident |
| Eligibility | Any person injured in a road accident caused by a motor vehicle — on any category of road, from any state |
| Documents needed | No application or form; the hospital and the police record the accident details — the victim files nothing |
| Hospitals | 1,228 empanelled hospitals in Haryana (government and private); Ayushman Bharat hospitals included |
| Last date | No last date — the scheme is in force; the benefit applies immediately after an accident |
| Helpline | 112 (Emergency Response Support System) |
Who benefits directly from this scheme?
The scheme covers every person injured in a road accident caused by a motor vehicle — whether a pedestrian, a two-wheeler rider or a passenger in a vehicle. It applies to accidents on any category of road — national highways, state highways or village roads.
The victim’s age, income or insurance status does not matter. Even where the offending vehicle is uninsured, or in a hit-and-run case, treatment is provided — the cost is met from budgetary support.
How many hospitals in Haryana, and how many people have benefited?
The Haryana government has empanelled 1,228 government and private hospitals under the scheme. A trial run began in October 2024, and the scheme is now fully in force in the state.
| Figure | Number |
|---|---|
| Empanelled hospitals in Haryana | 1,228 |
| Victims who got free treatment in 2025 | 4,179 |
| Deaths on Haryana roads in 2025 | 4,900 |
| Claims up to July 2026 | 267 (91 approved, 40 paid) |
| Comparison: claims in Gujarat | 4,308 |
The figures show the scheme is still underused in Haryana — claims here are far fewer than in Gujarat. On 26 May 2026, the Supreme Court directed all states and Union Territories to implement the scheme fully and to spread awareness about it.
What to do after an accident?
- Dial 112 immediately — India’s emergency response number. The victim, a relative or any bystander can call.
- Take the victim to the nearest empanelled hospital — hospitals empanelled under Ayushman Bharat are also covered.
- The hospital starts treatment at once — life-saving stabilisation treatment is given for up to 24 hours (48 hours in life-threatening cases), subject to police authentication.
- The police record the accident — the police file the accident report on the eDAR platform, and the hospital records treatment and claims on the National Health Authority’s TMS 2.0 system.
- The victim or family pays nothing — the hospital’s cost is reimbursed directly from the Motor Vehicle Accident Fund.
Who pays for the treatment?
The cost is paid from the Motor Vehicle Accident Fund (MVAF). For insured vehicles, the money comes from contributions by general insurance companies; for uninsured vehicles and hit-and-run cases, it comes from budgetary support.
Claims approved by the State Health Agency are paid to the hospital within 10 days, so hospitals can continue treatment without interruption.
What the scheme does NOT cover — points to remember
The scheme does not pay cash — Rs 1.5 lakh is not transferred to the victim’s bank account; it is only cashless treatment at the hospital. The cover is capped at Rs 1.5 lakh and 7 days from the accident — expenses beyond that are not covered.
In hit-and-run cases, an ex-gratia of Rs 2 lakh for the family of the deceased is available under a separate provision, not as part of the PM RAHAT treatment cover. The road-safety goal is clear too — the Haryana government has set a target of cutting road-accident deaths by 25% in 2025.
Important links
- PIB release on the PM RAHAT launch: PIB — Launch of PM RAHAT Scheme
- Rajya Sabha reply on the scheme: PIB — PM RAHAT Scheme Details
- PM RAHAT FAQs and SOP (PDF): MoRTH — PM RAHAT FAQs
- Emergency helpline: 112
- Haryana Chirayu Extension Scheme — Rs 5 lakh free treatment: Haryana Chirayu Extension Scheme 2026
- Lado Lakshmi Yojana 13th instalment: Lado Lakshmi 13th Instalment
- Haryana solar irrigation clusters: Haryana Solar Irrigation Clusters
Frequently Asked Questions
Q1: How much free treatment is available under PM RAHAT?
A: Cashless treatment up to Rs 1.5 lakh per victim, for a maximum of 7 days from the date of the accident.
Q2: How many hospitals in Haryana are covered under the scheme?
A: 1,228 government and private hospitals are empanelled in Haryana; Ayushman Bharat hospitals are also included.
Q3: How do I apply for the benefit?
A: There is no application. After an accident, take the victim to the nearest empanelled hospital or dial 112 — the hospital and the police record the details themselves.
Q4: Does the victim have to pay for treatment first?
A: No. Treatment is fully cashless — the cost is paid directly to the hospital from the Motor Vehicle Accident Fund.
Q5: Is the benefit only for Haryana residents?
A: No. This is a central government scheme and covers any road accident victim in the country — it is in force in all states except West Bengal.
Q6: For how long after the accident is treatment covered?
A: Up to 7 days from the date of the accident, within the Rs 1.5 lakh limit. Stabilisation treatment is given for up to 24 hours (48 hours in life-threatening cases).
Next Action: Save the emergency helpline 112 on your phone, and share this information with your family — in a road accident, the first hour decides everything.
Sources: Ministry of Road Transport and Highways — PM RAHAT notification S.O. 2015(E) dated 05.05.2025, SOP S.O. 2489(E) dated 04.06.2025, PIB release of 14 February 2026, Lok Sabha Unstarred Question No. 905 (04.12.2025); Haryana figures — Haryana government / DGP announcement as reported on 10 November 2026.
