Thumbnail: Viksit Haryana | J&K Bank Recruitment 2026, 1,397 PO and Banking Associate posts, last date 26 November 2026
Jammu & Kashmir Bank Ltd. (J&K Bank) has announced 1,397 vacancies for Probationary Officer (PO) and Banking Associate (Clerk) posts. The recruitment is open only to domiciles of the Union Territories of Jammu & Kashmir and Ladakh. Online applications opened on 7 November 2026 and close on 26 November 2026. The Institute of Banking Personnel Selection (IBPS) will conduct the online examinations; the exam dates have not been announced yet.
Recruitment at a Glance
| Organisation | Jammu & Kashmir Bank Ltd., Srinagar |
| Posts | Probationary Officer (PO) and Banking Associate (Clerk) |
| Total vacancies | 1,397 |
| Advertisement numbers | JKB/HR/Rectt/2026-492 (PO, J&K), 2026-494 (PO, Ladakh), 2026-493 (Banking Associate, J&K), 2026-495 (Banking Associate, Ladakh) |
| Qualification | Graduation in any discipline |
| Age limit | 20–30 years as on 1 January 2026 |
| Application mode | Online |
| Exam conducting body | IBPS (online) |
| Official website | jkb.bank.in |
Important Dates
| Notification released | 6 November 2026 |
| Online applications open | 7 November 2026 |
| Last date to apply and pay the fee | 26 November 2026 |
| Call letters, exam, results, interview | To be notified separately (dates not announced yet) |
Total Vacancies and Post-wise Details
| Post and UT | Vacancies | Advertisement No. |
| Probationary Officer, J&K | 323 | 2026-492 |
| Probationary Officer, Ladakh | 20 | 2026-494 |
| Banking Associate, J&K | 1,033 | 2026-493 |
| Banking Associate, Ladakh | 21 | 2026-495 |
| Total | 1,397 |
The notifications give the total for each post and the reservation percentages; category-wise seat counts have not been published separately.
Educational Qualification
For both posts, candidates need a graduation degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government or UGC. The degree must be held by 26 November 2026 — a result still awaited on that date does not qualify. Only domiciles of the Union Territory named in the advertisement can apply (J&K domicile for the J&K advertisements, Ladakh domicile for the Ladakh advertisements), and the domicile certificate must be submitted on selection.
Age Limit and Relaxation
Age is counted as on 1 January 2026 — minimum 20 years, maximum 30 years (born between 1 January 1996 and 1 January 2006, both dates included).
| Category | J&K notices | Ladakh notices |
| SC, ST | 5 years | 5 years |
| SEBC | 3 years | 5 years |
| EWS | Nil | Nil |
| PwD / PwBD | 10 years | 10 years |
| Ex-Servicemen (Banking Associate only) | Service rendered plus 3 years, up to 48 years | Military service deducted from age, up to 48 years |
| Bank Apprentices (Banking Associate only) | 1 year extra | 1 year extra |
The Ladakh Probationary Officer notice alone gives a one-time extra 5 years to all candidates (recruitment years 2025 and 2026), with age capped at 56 years after relaxation. Apprentices who completed their apprenticeship with J&K Bank also get 2.5% of the maximum marks as additional marks in the Banking Associate exam.
Application Fee
| Category | Probationary Officer | Banking Associate |
| SC, ST, SEBC, PwBD | Rs 1,000 | Rs 600 |
| All others | Rs 1,200 | Rs 800 |
Banking Associate Ex-Servicemen also pay Rs 600. All fees exclude GST, are paid online only, and are not refunded. Payment modes are debit cards, credit cards, internet banking, IMPS and cash cards or mobile wallets.
Salary
| Post | Starting basic pay and scale |
| Probationary Officer | Rs 48,480 (48480-2000/7-62480-2340/2-67160-2680/7-85920), with other perks of Junior Management Grade Scale-I |
| Banking Associate | Rs 24,050 (24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480), with other perks of the Banking Associate cadre |
A selected Probationary Officer stays on probation for 2 years and signs a Rs 2 lakh bond for 2 years of service. A Banking Associate is on probation for 6 months and signs a Rs 1 lakh bond. Selected candidates must join within 45 days of the provisional appointment letter, and there is no transfer out of the first-allotted zone for 5 years.
Selection Process
Probationary Officer: Online Preliminary exam, Online Mains (objective plus descriptive), then Interview. Final merit is Mains and Interview in the ratio 80:20. Ten times the vacancies in each category go to Mains and three times to Interview, on Mains marks only. The Interview is for 100 marks, with a minimum of 40% (35% for reserved categories).
Banking Associate: A single online examination; selection is on the aggregate score in that examination.
Both posts carry a penalty of one fourth of the marks for every wrong answer in the objective tests; blank answers carry none.
Exam Pattern
Probationary Officer — Preliminary Test (100 questions, 100 marks, 60 minutes):
| Test | Questions and marks | Time |
| English Language | 30 questions, 30 marks | 20 minutes |
| Quantitative Aptitude | 35 questions, 30 marks | 20 minutes |
| Reasoning Ability | 35 questions, 40 marks | 20 minutes |
Probationary Officer — Mains Test:
| Test | Questions and marks | Time |
| Reasoning | 40 questions, 60 marks | 45 minutes |
| General/Economy/Banking Awareness, Digital/Financial Awareness incl. RBI Circulars | 50 questions, 60 marks | 35 minutes |
| English Language | 40 questions, 20 marks | 35 minutes |
| Data Analysis and Interpretation | 40 questions, 60 marks | 45 minutes |
| Descriptive Paper (Essay and Comprehension) | 2 questions, 25 marks | 30 minutes |
Banking Associate — Single online examination (100 questions, 100 marks, 60 minutes): English Language (30 questions, 30 marks), Quantitative Aptitude (35 questions, 30 marks) and Reasoning Ability (35 questions, 40 marks) — the same three tests as the PO Preliminary. Candidates must clear each test, with a minimum aggregate of 40% for General and 35% for reserved categories.
Exam centres: candidates choose 6 centres, at least 3 of them outside J&K (J&K notices) or at least 4 outside Ladakh (Ladakh notices). Inside J&K: Pulwama, Jammu, Srinagar, Baramulla, Samba. Inside Ladakh: Leh, Kargil.
Important Documents
- Photo, signature, left thumb impression and a handwritten declaration in English (the declaration and signature must not be in capital letters, or the application is invalid)
- Class 10 and graduation certificates (PDF, up to 500 kb each)
- Domicile certificate
- Category certificate if applicable (EWS certificate must be valid for 2026-2027)
- Disability, apprenticeship, ex-servicemen, scribe or Outstanding Sportspersons (Ladakh BA) certificates if applicable
- A working email ID and mobile number; a live photo is also captured during registration
How to Apply Online
- Open the official website jkb.bank.in and go to the Careers section, then open the notification for your UT and post.
- Choose New Registration on the Apply Online link, enter your name and contact details, and note the Provisional Registration Number and Password.
- Fill the form, then upload your photo (20-50 kb), signature (10-20 kb), left thumb impression (20-50 kb) and handwritten declaration (50-100 kb), and capture a live photo.
- Upload the PDF certificates that apply: Class 10, graduation, disability, apprenticeship, ex-servicemen, scribe or Outstanding Sportspersons.
- Preview, click Complete Registration only after checking, then pay the fee online.
- Submit and keep a printout of the e-Receipt and the application form. No change is possible after Complete Registration, and registration is complete only when the fee is paid.
Important Links
| Official website (Careers / notifications / apply online) | jkb.bank.in |
| Notifications | 6 November 2026 — PO (J&K) Advt 2026-492, PO (Ladakh) 2026-494, Banking Associate (J&K) 2026-493, Banking Associate (Ladakh) 2026-495 |
Frequently Asked Questions
Q1. How many vacancies are there in J&K Bank Recruitment 2026?
A: A total of 1,397 vacancies — 343 Probationary Officer posts (J&K 323, Ladakh 20) and 1,054 Banking Associate posts (J&K 1,033, Ladakh 21).
Q2. What is the last date to apply?
A: The last date to apply online and pay the fee is 26 November 2026. Applications opened on 7 November 2026.
Q3. Can candidates from Haryana apply?
A: No. The recruitment is only for domiciles of Jammu & Kashmir and Ladakh — the domicile must match the Union Territory named in the advertisement.
Q4. What is the qualification and age limit?
A: Graduation in any discipline, held by 26 November 2026; age 20–30 years as on 1 January 2026, with relaxation for reserved categories as per the rules.
Q5. When will the exam be held?
A: The exam dates have not been officially announced yet. IBPS will conduct the examinations, and the dates will be notified separately on the bank’s website.
Q6. What is the application fee?
A: For PO, Rs 1,000 for SC/ST/SEBC/PwBD and Rs 1,200 for others; for Banking Associate, Rs 600 and Rs 800 (excluding GST). The fee is non-refundable.
Also read: IBPS Recruitment 2026: 3 Staff Posts, Apply by 12 November | HKRN Senior Scale Stenographer Recruitment 2026 | RRB NTPC Undergraduate Recruitment 2026: 1,688 Posts
Sources: J&K Bank official website jkb.bank.in and the four official notifications dated 6 November 2026. Check the bank’s website for exam dates and further updates.
