The Government of Haryana’s Financial Assistive Devices for Persons with Disabilities scheme gives persons with disabilities a loan of up to Rs 5 lakh to buy assistive devices needed for a job or for self-employment — such as screen readers, motorized tricycles, scooty, hearing aids, or the cost of retrofitting equipment to make it disability-friendly. The scheme is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (HBCKN), and applications are submitted online through the Antyodaya SARAL portal. This is a loan scheme, not free assistance or a grant — the money must be repaid with interest. This guide covers eligibility, benefits, documents, the complete application process, fees, status check and helpline — and wherever information could not be confirmed from official sources, that is stated clearly.
Scheme at a Glance
| Point | Detail |
|---|---|
| Scheme name | Financial Assistive Devices for Persons with Disabilities — Haryana (FADPD) |
| State / level | Haryana / State scheme |
| Nodal department | Welfare of Scheduled Caste & Backward Classes Department, Haryana |
| Implementing agency | Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam (HBCKN) |
| Who can apply | Persons with 40% or more disability in Haryana, who are employed or hold a confirmed appointment letter |
| Benefit | Loan up to Rs 5,00,000 for buying assistive devices (including retrofitting) |
| Interest rate | Not stated on myScheme — see ‘Interest Rate’ section below |
| How to apply | Online — Antyodaya SARAL portal (saralharyana.gov.in) |
| Application fee | Not stated in any source — see ‘Fee and Timeline’ below |
| Last date | No fixed last date stated |
| DBT | No (myScheme: dbtScheme — No) — this is a loan, not DBT assistance |
What Benefit Will You Get?
This scheme gives a loan of up to Rs 5,00,000 to persons with disabilities (OH — orthopaedically handicapped, VH — visually handicapped, HH — hearing handicapped, MR — mental retardation) for buying assistive devices, so that their employability improves or their self-employment prospects get better. Rs 5 lakh is the maximum limit — not every applicant will get the full amount; the loan amount will depend on the cost of the device and the Nigam’s sanction.
This is a loan, not free money: the cost of the device is given as credit and must be repaid with interest. Those who want a device free of cost should see the central government’s ADIP scheme in the ‘How This Scheme Differs’ section below — that is a grant scheme, not a loan.
Which Devices Can the Loan Buy?
myScheme gives the device list as examples (“such as”) — so it is not an exhaustive list; the Nigam may also sanction other devices as per your need:
| Device / expense | What it helps with |
|---|---|
| Screen reader | Helps visually disabled persons work on a computer/mobile |
| Motorized tricycle | Helps with mobility and travelling to work or a shop |
| Scooty | Two-wheeler for travel (with disability-friendly modifications) |
| Hearing aid | Helps hearing disabled persons hear and communicate |
| Retrofitting cost | Cost of converting an existing machine, equipment or vehicle to disability-friendly mode |
| Other assistive devices | Any assistive device needed for employment or self-employment (on the Nigam’s sanction) |
Please note: whether a loan will be given for a particular device (for example, a specific model of scooty or laptop) will be decided by the Nigam. Before buying, get your need and the device’s quotation/bill confirmed in writing from the Nigam.
Who Can Apply — Eligibility
These are the eligibility conditions given on myScheme — all of them must be met together:
- The applicant should be a permanent resident of Haryana.
- The applicant should have a disability of at least 40%.
- The applicant should be above 18 years of age. For persons with mental retardation (MR) / intellectual disability, the minimum age is relaxed to 14 years.
- The applicant should be employed — working in a reputable organization or holding a confirmed appointment letter.
Note 1 (myScheme): the head of the organization should certify that the proposed assistive device will improve the applicant’s employability and that the device is not provided by the organization.
Note 2 (myScheme): for self-employment, the need for an assistive device will be assessed by the authority (SCA/RRB, etc.) scrutinizing the application and will be recommended accordingly.
No upper age limit is stated — myScheme gives only the minimum age (18 years, 14 years for MR), not a maximum age.
Documents Required
myScheme does not give a document list. The list below is modelled from the scheme’s conditions and the usual documents for NDFDC loan applications — it is a model list, not an official one. The list shown on the SARAL form at the time of applying will be final:
- Disability certificate — from a competent Medical Board, showing 40% or more disability
- Haryana residence/domicile certificate
- Aadhaar card
- Parivar Pehchan Patra (PPP ID) — mandatory in HBCKN’s other loan schemes; it may be asked for here too
- Age proof — Class 10 certificate or an age certificate from a competent authority
- Employment proof — appointment letter or a letter from the employer
- Employer’s certificate — that the device will improve employability and has not been provided by the organization (Note 1)
- Quotation/bill of the device — proof of the price of the device for which the loan is sought
- Passport-size photographs
- Bank account details (passbook / cancelled cheque)
Keep documents scanned clearly — in PDF or JPG format for upload on the portal. The UDID card (Unique Disability ID) is not mentioned on myScheme for this scheme, but it is usually asked for under the NDFDC framework — see the ‘Please Note’ section below.
How to Apply Online — SARAL Portal
Applications are accepted online only, through the Antyodaya SARAL portal (saralharyana.gov.in). The process given on myScheme:
Registration (for first-time users):
Step 1: Open the Antyodaya SARAL portal (saralharyana.gov.in).
Step 2: If you are not registered on the portal, register first.
Step 3: Under ‘Sign In Here’, click ‘New User’ and fill in your Name, Email ID, Mobile Number, Password and State, then click ‘Submit’.
Step 4: Complete verification through the OTP received on your mobile number and email ID — registration will be complete.
Applying (after login):
Step 1: Log in to the SARAL portal with the email ID used while registering.
Step 2: Enter Password and Captcha and click ‘Login’.
Step 3: After successful login, click ‘Apply for Services’ and then ‘View all Available Services’.
Step 4: Search for the scheme name (Financial Assistive Devices for Persons with Disabilities) and click on it to open the form.
Step 5: Fill in all the mandatory details and upload all the mandatory documents.
Step 6: Preview the application form and click ‘Submit’.
Offline application: no offline/paper application process for this scheme is given on myScheme — only online applications are accepted.
What Happens After You Apply
myScheme does not state anything about the sanction process, timelines or instalments — so no timeline is written here. What is confirmed from myScheme:
- The application is scrutinized by the Nigam / State Channelising Agency (SCA).
- For self-employment, the need for the assistive device is assessed by the scrutinizing authority (Note 2).
- For employed applicants, the employer’s certificate is part of the scrutiny (Note 1).
- After sanction, the loan amount will be fixed as per the cost of the device — maximum Rs 5 lakh.
How long sanction takes, and to whose account the money will go (applicant, seller or bank) — neither is stated on myScheme. After submitting the application, ask the Nigam/HBCKN office in writing.
Fee and Timeline
| Point | Status |
|---|---|
| Application fee | Not stated in any source — no amount has been invented |
| Last date | No fixed last date stated |
| RTS timeline | Not stated in any source |
| Sanction time | Not stated in any source |
This is a SARAL service, so the fee/RTS timeline shown on the SARAL portal at the time of applying will apply — whatever the portal shows will be treated as correct.
Interest Rate and Repayment Period — What Is Confirmed
The plain position: the interest rate for this scheme is not stated on myScheme. The rates below are taken from the published pattern of finance of NDFDC’s Divyangjan Swavalamban Yojana — HBCKN is NDFDC’s State Channelising Agency in Haryana. Whether these rates apply to this Haryana scheme must be confirmed in writing from HBCKN — do not take the loan without knowing the rate.
| Loan amount | Interest rate (per year) |
|---|---|
| Up to Rs 50,000 | 5% |
| Rs 50,000 to Rs 5,00,000 | 6% |
Rebate: under the NDFDC pattern of finance, a 1% interest rebate is allowed on self-employment loans of up to Rs 50,000 for women with disabilities and for persons with disabilities other than OH (orthopaedically handicapped). Whether this rebate applies to this Haryana scheme must also be confirmed from HBCKN.
Repayment period: not stated on myScheme. The old NHFDC assistive-devices scheme description says the “loan will be available for 5 years”, while the NDFDC self-employment loan framework mentions a repayment period of up to 10 years — both are secondary sources and neither is confirmed for this scheme. Get the repayment period and instalment details in writing from HBCKN before sanction.
How This Scheme Differs from Others
| Scheme | What you get | How it differs |
|---|---|---|
| This scheme — Financial Assistive Devices Loan (FADPD) | Loan up to Rs 5 lakh for devices, to be repaid with interest | — |
| ADIP (Central Government) | Devices free / as grant — full assistance for devices up to Rs 15,000; income ceiling Rs 30,000/month; apply via ARJUN portal | ADIP is a grant, not a loan; it has no employment condition |
| Divyang Pension | Rs 3,200/month pension | A pension, not a loan for devices |
| SDYP — Subsidy for Disabled Young Professionals | Loan up to Rs 25 lakh for professionally educated disabled youth | SDYP is for professionals; this scheme is only for devices |
| Education Loan for Persons with Disabilities (#73) | Loan up to Rs 50 lakh for studies | For education, not for devices (not yet published — link will be added when the guide is live) |
| Agricultural Activities Loan for PwD | Loan up to Rs 10 lakh for farming | For farming, not for devices |
| Small Business Loan for PwD | Loan up to Rs 50 lakh for a shop/service business | For starting a business, not for devices |
The ADIP figures are from secondary sources based on the central government’s revised guidelines (26 September 2024) — confirm the latest limits from the ARJUN portal or the department.
How to Check Your Application Status, Helpline and Contact
- Status check: enter the Department Name, Scheme Name and Application Reference ID on status.saralharyana.nic.in to see your application status.
- SARAL helpline: 0172-3968400 (7 AM–8 PM, Monday–Saturday), [email protected] — for technical help on the SARAL portal.
- HBCKN office: SCO 813-14, Sector 22-A, Chandigarh–160022; phone 0172-2701722 / 2701074; email [email protected] — this contact is taken from the SDYP scheme’s myScheme page; verify before visiting or calling.
- myScheme page: https://www.myscheme.gov.in/schemes/fadpd
No SMS status number is given on this scheme’s myScheme page — do not use any other scheme’s SMS number for this scheme.
Please Note — Points That Could Not Be Confirmed
Every figure in this guide is taken from an official source (myScheme) or the published NDFDC pattern of finance. However, some important points could not be confirmed — they are not invented here; please confirm them in writing from the Nigam before applying:
- Interest rate: not stated on myScheme — the 5%/6% rates are from NDFDC’s national pattern of finance (secondary sources); confirm their application to this Haryana scheme from HBCKN.
- Repayment period: not stated on myScheme — the old NHFDC description says 5 years and the NDFDC framework says up to 10 years; neither is confirmed for this scheme.
- Income limit: no income limit is stated on myScheme — old NHFDC documents show an income limit (rural Rs 80,000 / urban Rs 1,00,000), but that may be old and changed; confirm.
- Document list: this list is modelled, not taken from myScheme — the list shown on the SARAL form will be final.
- UDID: UDID is not mentioned on myScheme for this scheme, while the NDFDC framework usually asks for it — confirm.
- “Reputable organization”: the employment condition does not define which organization counts as reputable.
- Self-employment assessment: which authority (SCA/RRB, etc.) will assess the need, and on what criteria, is not stated.
- Device list: myScheme’s list is illustrative (“such as”) — whether a loan will be given for a particular device will be decided by the Nigam.
- No fee, RTS or last date found: none is stated in any source — no amount or date has been invented.
- No SMS status number: there is no SMS number on this scheme’s page — do not use other schemes’ numbers.
- SARAL service name/serial NOT STATED: not written on myScheme — search by the scheme name on the portal.
- Who gets the money: whether the loan amount goes to the applicant, the device seller or the bank is not stated on myScheme.
- Portals did not open: on 9 November 2026 the kms guideline PDF, haryanascbc.gov.in, hbckn.org.in, saralharyana.gov.in and ndfdc.nic.in all did not open (HTTP 000); so the figures rest on myScheme and the NDFDC pattern of finance (secondary sources), and the HBCKN address/phone could not be re-verified.
Frequently Asked Questions
How much loan will I get under this scheme?
Up to Rs 5,00,000 — for buying assistive devices (including retrofitting). How much you get will depend on the cost of the device and the Nigam’s sanction.
Is this free assistance or a loan?
This is a loan — the money must be repaid with interest. For free devices, see the central government’s ADIP scheme, which is a grant scheme.
Which devices can I buy?
Screen readers, motorized tricycles, scooty, hearing aids, and retrofitting costs — myScheme’s list is illustrative, so you can also ask the Nigam about another device you need.
Can an unemployed person apply?
As per myScheme, the applicant should be employed or hold a confirmed appointment letter. For self-employment, the scrutinizing authority will assess the need for the device — so if you have neither a job nor an appointment letter, confirm your position in writing from the Nigam.
What is the interest rate?
The interest rate is not stated on myScheme. Under the NDFDC pattern of finance, loans up to Rs 50,000 carry 5% and loans of Rs 50,000–Rs 5 lakh carry 6% per year — but whether this rate applies to this Haryana scheme must be confirmed in writing from HBCKN.
What are the age and disability conditions?
Disability of at least 40% and age above 18 years are required. For persons with mental retardation (MR), the minimum age is 14 years. No maximum age is stated on myScheme.
Where do I apply?
Online only — on the Antyodaya SARAL portal (saralharyana.gov.in). No offline application process is given on myScheme.
How is this different from the ADIP scheme?
ADIP is a central government grant scheme — devices up to Rs 15,000 are given free, with an income ceiling of Rs 30,000/month and no employment condition. This Haryana scheme is a loan scheme — up to Rs 5 lakh, with an employment/appointment-letter condition, to be repaid with interest.
Disclaimer: This information is prepared on 9 November 2026 from myScheme (myscheme.gov.in) and the published pattern of finance of NDFDC’s Divyangjan Swavalamban Yojana. The interest rate, repayment period, income limit and document list are not given on myScheme — please confirm them in writing from HBCKN or the SARAL helpline (0172-3968400) before applying. If the rules change, the Nigam/Department’s notice will prevail.
Official links: myScheme — https://www.myscheme.gov.in/schemes/fadpd | SARAL portal — https://saralharyana.gov.in/ | Status check — https://status.saralharyana.nic.in/ | NDFDC — https://www.ndfdc.nic.in/
