Thumbnail: Viksit Haryana | PMFBY Rabi Crop Insurance 2026-27 — enrolment till 31 December 2026
One hailstorm, one spell of unseasonal rain, one pest attack — and a whole season of hard work on your wheat or mustard crop can be wiped out in a day. Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), the insurer pays for that loss, and all you pay is 1.5% of the sum insured as premium.
In Haryana, enrolment for Rabi 2026-27 opened on 1 October 2026 and closes on 31 December 2026. Wheat, mustard, gram, barley and sunflower are all covered. Miss the cut-off and there is no enrolment for this season — the date is absolute.
Quick Summary
| Scheme | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Season | Rabi 2026-27 |
| Enrolment | 1 October – 31 December 2026 |
| Crops covered | Wheat, mustard, gram, barley, sunflower |
| Farmer’s premium | Just 1.5% of the sum insured |
| Where to enrol | pmfby.gov.in, bank branch or CSC centre |
| Loss reporting | Within 72 hours, helpline 14447 |
What does Rabi crop insurance cover?
PMFBY protects the crop against drought, flood, hailstorm, unseasonal rain, landslide, cloudburst, natural fire, pests and diseases — from sowing right through to post-harvest, with cut crops drying in the field covered for up to 14 days. Widespread losses such as drought or flood are assessed from crop-cutting yield data of the insurance unit, so no separate claim filing is needed for those.
How much premium will you pay?
For Rabi food and oilseed crops, the farmer pays a maximum of 1.5% of the sum insured. The rest of the premium is shared by the Centre and the state government.
| Wheat | 1.5% of sum insured |
| Mustard | 1.5% of sum insured |
| Gram | 1.5% of sum insured |
| Barley | 1.5% of sum insured |
| Sunflower | 1.5% of sum insured |
The premium in rupees depends on the sum insured for your crop and district. Check the exact figure on the premium calculator at pmfby.gov.in.
Who can enrol?
Every farmer in Haryana — landowner or sharecropper/tenant — can enrol, provided the crop is notified in the district and enrolment is completed before 31 December 2026. Enrolment is compulsory for loanee farmers (those with a crop loan/KCC) for notified crops, and voluntary for others.
How to enrol — step by step
- Visit pmfby.gov.in, your bank branch, or the nearest CSC centre.
- Select State — Haryana, district, crop and season (Rabi 2026-27).
- Keep ready your Aadhaar card, bank account details, land records (khasra/khatauni) and sowing certificate.
- Pay the premium and keep the receipt/policy number safe.
- Track the application status under Application Status on pmfby.gov.in.
Note: PMFBY enrolment is separate from Meri Fasal-Mera Byora crop registration — insurance enrolment happens only through pmfby.gov.in, a bank or a CSC.
How to claim if your crop is damaged
If hailstorm, inundation, cloudburst or natural fire damages your crop, report it within 72 hours through the Crop Insurance app or the toll-free helpline 14447, and keep the complaint number. The 72-hour clock starts from the event, not from when you notice the damage — a late report can stall the claim. For widespread losses, no individual report is needed; claims are worked out from crop-cutting data.
Mistakes that can stall your claim
- Enrolling after 31 December — no enrolment is accepted past the cut-off.
- Not reporting the loss within 72 hours for localised calamities.
- Giving a wrong bank account or IFSC — claim money goes straight to the bank account.
- Enrolling a crop or district that is not notified — check on pmfby.gov.in first.
Frequently Asked Questions
- What is the last date for PMFBY Rabi 2026-27 enrolment in Haryana?
Enrolment closes on 31 December 2026. As per the Haryana Agriculture & Farmers Welfare Department order dated 24 July 2026, enrolment runs from 1 October to 31 December 2026. - How much premium does a farmer pay for Rabi crop insurance?
A maximum of 1.5% of the sum insured for Rabi food and oilseed crops. The government pays the rest of the premium. - Which crops are covered in Haryana for Rabi 2026-27?
Wheat, mustard, gram, barley and sunflower are notified for the season. - How soon must crop loss be reported?
Within 72 hours of a localised calamity (hailstorm, inundation, cloudburst, natural fire) or post-harvest loss, through the Crop Insurance app or toll-free number 14447. - Where can I enrol?
On pmfby.gov.in, at your bank branch, or at the nearest CSC centre. Carry your Aadhaar card, bank account details and land records.
Next Action
Check whether your crop is notified in your district and enrol before 31 December 2026 at pmfby.gov.in.
Also read
- Bhed Bakri Palak Utthan Yojana — free Rs 70,000 sheep-goat unit
- Chirayu Extension Scheme — Rs 5 lakh free treatment
Sources: Agriculture & Farmers Welfare Department, Government of Haryana order (24 July 2026); pmfby.gov.in (official portal); PMFBY Operational Guidelines. The sum insured varies by crop and district — check the premium calculator on pmfby.gov.in for exact figures.
