The Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a Central Government pension scheme for the old-age security of small and marginal farmers. It was launched on 12 September 2019 by Prime Minister Narendra Modi from Jharkhand, under the Ministry of Agriculture and Farmers Welfare; the pension fund is managed by the Life Insurance Corporation of India (LIC). A farmer pays a small monthly contribution and gets ₹3,000 a month after turning 60. By February 2026, 24,96,252 farmers had joined it.
How much pension and how much contribution
The scheme gives a minimum assured pension of ₹3,000 a month, paid for life from age 60. The monthly contribution depends on the age at joining — ₹55 a month at 18 years and ₹200 a month at 40 years; those joining in between pay between ₹55 and ₹200. The Central Government contributes an equal matching amount. The contribution is auto-debited from the bank account, and the farmer can pay monthly, quarterly or half-yearly.
Who can join and who cannot
A small or marginal farmer aged 18 to 40 years can join, with up to 2 hectares of cultivable land as per land records and a savings bank account or PM-KISAN account. Excluded are farmers covered by statutory social security schemes such as NPS, ESIC or EPFO, beneficiaries of PM Shram Yogi Maandhan or PM Laghu Vyapari Maandhan, those who paid income tax in the last assessment year, and serving or retired government employees and registered professionals (doctors, engineers, lawyers, chartered accountants, architects).
Family pension and the PM-KISAN link
If a pensioner dies, the spouse gets a family pension of ₹1,500 a month — 50% of the pension — only when the spouse is not already a beneficiary of the scheme. Separate rules apply if the farmer dies before age 60 — check the official portal. PM-KISAN beneficiaries can have their Maandhan contribution auto-debited from their PM-KISAN benefit, with consent given at enrolment.
How it differs from PM-KISAN
PM-KISAN Samman Nidhi and PM Kisan Maandhan are two different schemes — do not treat them as one. Under PM-KISAN the farmer gets ₹6,000 a year as income support, while under Maandhan the farmer pays a contribution and gets a ₹3,000 monthly pension after age 60 — one is help for today, the other security for old age. Enrolment is on maandhan.in or pmkmy.gov.in and at the nearest Common Service Centre (CSC).
Frequently Asked Questions
Q1: How much pension is paid under PM Kisan Maandhan Yojana?
A: ₹3,000 a month for life, from the age of 60.
Q2: How much is the monthly contribution?
A: Between ₹55 and ₹200 a month, depending on the age at joining — ₹55 at 18 years and ₹200 at 40 years. The government contributes an equal amount.
Q3: What does the family get if the farmer dies?
A: The spouse gets a family pension of ₹1,500 a month, which is 50% of the pension — only if the spouse is not already a beneficiary of this scheme.
Q4: Can the PM-KISAN benefit pay the Maandhan contribution?
A: Yes — PM-KISAN beneficiaries can give consent to auto-debit their Maandhan contribution from their PM-KISAN benefit.
Useful links
- Pradhan Mantri Kisan Maandhan Yojana official portal: https://pmkmy.gov.in/
- Pradhan Mantri Kisan Maandhan Yojana on MyScheme: https://www.myscheme.gov.in/schemes/pmkmdy
- Next Action: see all 726 Central Government schemes — /english/kendra-sarkar-ki-yojnayen-2/
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