Haryana Chirayu Extension Scheme 2026: Families Earning Over Rs 3 Lakh Now Get Rs 5 Lakh Free Treatment

Haryana has opened its flagship Chirayu health scheme to families earning more than Rs 3 lakh a year for the first time. Under the Chirayu Extension Scheme, which came into effect on 1 November 2026, such families can now get cashless hospital treatment worth up to Rs 5 lakh per family per year at empanelled public and private hospitals across India. Families with a verified annual income of Rs 3 lakh to Rs 6 lakh pay a contribution of Rs 4,000 a year, while those earning above Rs 6 lakh pay Rs 5,000 a year. The premium-collection portal stays open only until 30 November 2026, so eligible families should register soon.

Chirayu — the Comprehensive Health Insurance of Antyodaya Units — is Haryana’s extension of Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana (AB-PMJAY). It was launched on 21 November 2022 for families with a verified annual income up to Rs 1.80 lakh, and a paid tier for families earning Rs 1.80 lakh to Rs 3 lakh (Rs 1,500 a year) was added on 15 August 2023. The new extension, notified by the Health Department on 13 October 2026 and published in the Haryana Government Gazette on 30 October 2026, removes the income ceiling altogether. Announcing the extension on 27 October 2026, Additional Chief Secretary (Health) Sumita Misra said the aim is to widen financial protection against hospitalisation expenses to middle-income households as well.

Scheme at a Glance

Detail	Information
Scheme	Chirayu Extension Scheme
Department	Health Department, Government of Haryana
Effective from	1 November 2026
Policy period	1 November 2026 – 31 October 2027 (one year)
Health cover	Rs 5 lakh per family per year (cashless)
Hospitals	All empanelled public and private hospitals, across India
Registration deadline	30 November 2026 (premium portal)
Official portal	chirayuayushmanharyana.in

Contribution by Income Slab

Verified annual family income (in PPP)	Yearly contribution	Health cover
Up to Rs 1.80 lakh	Free (no contribution)	Rs 5 lakh per year
Rs 1.80 lakh to Rs 3 lakh	Rs 1,500	Rs 5 lakh per year
Rs 3 lakh to Rs 6 lakh (new)	Rs 4,000	Rs 5 lakh per year
Above Rs 6 lakh (new)	Rs 5,000	Rs 5 lakh per year

Key Benefits

• Rs 5 lakh cashless treatment per family per year for secondary and tertiary care hospitalisation.
• 2,694 treatment packages covering surgery, medicines and diagnostics (as per the HBP 2022 package master).
• All pre-existing diseases are covered, with no waiting period.
• No cap on family size or age of members.
• National portability — treatment can be taken at any empanelled hospital in India.
• Treatment costs include investigations for 3 days before hospitalisation and 15 days after discharge.
• A grievance redressal mechanism operates at both district and state level.

Who Is Eligible

• The family must be resident in Haryana, with its income verified in the Parivar Pehchan Patra (PPP) Family ID database maintained by CRID Haryana.
• All family members are covered — there is no limit on family size.
• Beneficiaries aged 70 years or above are governed by the Government of India’s Vay Vandana Scheme.

Who Is Excluded

• Beneficiaries covered under the Central Government Health Scheme (CGHS).
• Beneficiaries covered under the Ex-Servicemen Contributory Health Scheme (ECHS).
• Beneficiaries of Railway Health Services / Medical Attendance Scheme.
• Beneficiaries of health facility schemes of the armed forces or paramilitary forces.
• Haryana government employees, retired government employees (pensioners) and their dependents who are entitled to medical reimbursement or cashless health facilities from the government.
• Government employees and pensioners of other state governments or Union Territory administrations, domiciled in Haryana, who are similarly entitled to such facilities from their respective governments.

How to Register

1. Open the official portal, chirayuayushmanharyana.in.
2. Check your eligibility with your PPP Family ID — the portal will show the contribution (Rs 4,000 or Rs 5,000) for your income slab.
3. Pay the contribution through the portal’s payment gateway and keep the receipt.
4. After successful payment, your details are shared with CRID Haryana and the National Health Authority for integration in the database.
5. The Ayushman Bharat Golden Card is generated through PMAMs in public hospitals, CSC VLE operators in villages, CSC centres and ASHA workers.
6. At the time of hospital admission, carry your Ayushman Bharat Golden Card number or PPP ID.

Important Links

Detail	Link
Registration and premium portal (official)	https://chirayuayushmanharyana.in/
Haryana Government Gazette notification (30 October 2026)	https://cdnbbsr.s3waas.gov.in/s3169779d3852b32ce8b1a1724dbf5217d/uploads/2026/11/202611031937590787.pdf

Contact

• Helplines: 1800-180-2036 (Haryana) · 14555 (national Ayushman Bharat helpline)

Frequently Asked Questions

1. What is the Chirayu Extension Scheme?
It is the extension of Haryana’s Chirayu health scheme under which families earning above Rs 3 lakh a year can now join by paying Rs 4,000 or Rs 5,000 a year and get cashless treatment up to Rs 5 lakh per family per year. It is effective from 1 November 2026.

2. How much does a family earning Rs 3–6 lakh have to pay?
Rs 4,000 per year. Families earning above Rs 6 lakh pay Rs 5,000 per year.

3. What is the last date to register?
The premium-collection portal is open until 30 November 2026. The policy period runs from 1 November 2026 to 31 October 2027.

4. In which hospitals can I get treatment?
At all hospitals empanelled under the scheme — public and private — and, thanks to national portability, anywhere in India.

5. Are pre-existing diseases covered?
Yes, all pre-existing diseases are covered under the scheme.

6. Which document is needed to apply?
The Parivar Pehchan Patra (PPP) Family ID is the key document — income is verified from it.

Next Action

Register and pay your contribution on the official portal before 30 November 2026: https://chirayuayushmanharyana.in/

Check your income slab on the official portal before paying — pay only at chirayuayushmanharyana.in.

Last updated: 9 November 2026

Sources: Haryana Government Gazette (Extraordinary), 30 Oct 2026, Notification No. 49/22/2025-6HB-II · Official portal: https://chirayuayushmanharyana.in/ · Announcement by ACS (Health) Sumita Misra, 27 Oct 2026 (via arthprakash.com / fact.net.in)